Motor Vehicles Act, 1988
196. Driving uninsured vehicle- Whoever drives a motor vehicle or causes or allows a motor vehicle to be driven in contravention of the provisions of section 146 shall be punishable with imprisonment which may extend to three months, or with fine which may extend to one thousand rupees, or with both. Corresponding Law- Section 196 corresponds to section 125 of the Motor Vehicles Act, 1939 Objection and Reasons- Clause 196 lays down that driving a motor vehicle and allowing a motor vehicle to be driven without a valid insurance is punishable with imprisonment or with fine or with both.